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Tools & Calculators

Creating Property Strategies that work!

The tools and calculators are provided to be used as a guide only and should be used in conjunction with our team before making any financial decisions.  

Property Buying Cost Tool

This calculator helps you estimate all the costs associated with buying a property.

Property Selling Cost Tool

This calculator helps you estimate all the costs associated with selling a property.

Rent vs Buy Calculator

This calculator helps explore the potential benefit of either renting or buying a property over time and decide whether it’s better to buy or rent a home based on inputs you enter and assumptions.

Budget Planner Tool

The Budget Planner can help you work out your income and expenses and find out your financial position.

Savings Goal Calculator

Calculates how much you will need to deposit on a regular basis to reach your savings goal.

Fortnightly & Weekly Repayment Calculator

For fortnightly and weekly repayments, there are several methods to calculate repayments.

Borrowing Power Calculator – Net Income

This calculator is designed to give you an estimate of how much money you can borrow from a typical lender based on your core incomes and main financial commitments.

Borrowing Power Calculator – Gross Income

The purpose of this calculator is to merely give an indication of what a lender could offer you, based on your core income and main financial commitments.

Loan Repayment Calculator

This calculator helps you work out what your regular repayments will be based on your loan amount. The repayment frequency can be changed to monthly, fortnightly or weekly. Calculates both Principal and Interest repayments for a loan term.

Savings Goal Calculator – How Long To Save

This calculator helps find how long it will take to reach a saving goal, based on a saving account with a regular deposit arrangement.

Interest Only Mortgage Calculator

This interest-only mortgage calculator helps you work out what your regular repayments during and after interest-only period will be based on your loan amount.

Principal Interest Mortgage Calculator

This Principal interest-mortgage calculator helps you work out your regular repayments for your loan.

Income Tax Calculator

Calculate a simple income tax liability based on the ATO’s personal income tax rates and thresholds.

This calculator does not take into account possible tax deductions and tax offsets that may lower the tax you pay. The rates are for Australian residents.

Savings Calculator

Calculates the total accumulation in a savings account with a regular deposit arrangement.

This calculator gives an indicative amount

Australian Stamp Duty Tax

This calculator determines property Stamp Duty taxes per Australian state.

It also takes into consideration any purchasing concession you as an individual may be entitled to.

Extra Repayment Calculator

This calculator helps you estimate how much time and interest you can save over the life of your loan if you make regular additional repayments into your loan.

It also takes into consideration any purchasing concession you as an individual may be entitled to.

Lump-Sum Repayment Calculator

This calculator helps you estimate how much time and interest you can save over the life of your loan if you make a one-off lump sum repayment into your loan facility.

How Long To Repay Calculator

This calculator helps you find out how long it would take to repay a loan by paying different amounts.

Comparison Rate Calculator

A comparison rate is a method of standardising the true cost of a loan. It factors in the interest rate, fees and charges and displays a single percentage rate that can be used to compare various loans from different lenders. This calculator can help you to find the comparison rate and see what the actual cost of a loan will be.

Home Loan Offset Calculator

This calculator helps you estimate how much interest and loan term you can save by utilising a Home Loan Offset Account.

Introductory Rate Loan

An introductory loan or mortgage (also called Honeymoon loan or mortgage) generally offers a guaranteed low rate for an initial period of time after which most interest rates will revert to the Standard Variable Rate. This calculator helps you find out whether you’re actually paying less interest over the full term of your honeymoon home loan.

Loan Comparison

Get a direct cost comparison of any two loans on the market. Determine which is the cheapest in total fees and interest over the life of the loan.

Leasing Calculator

Calculate how much your lease will cost you in total interest over the length of the term.

Compound Interest Calculator

How interest is calculated can greatly affect your savings. The more often interest is compounded, the more you earn. This calculator helps you understand how compounding can affect your savings and what the actual annual return is under in different conditions.

Split Loan Calculator

Splitting a home loan into fixed and variable rate portions can provide insurance against future changes in interest rates that no one can predict. This calculator calculates your repayments and total interest under different fixed and variable rate scenarios.

Credit Card Calculator

This calculator helps you estimate how much time and interest you can save if you repay more than your minimum repayment.

Income Gross Up Calculator

This tool is a reverse income tax calculator which calculates net income based on gross income.

It uses the  ATO’s personal income tax rates and thresholds. 

Income Annualisation

This calculator is a tool to determine borrowers’ annual income from the income that has been accruing for less than a full year.

Reverse Mortgage

Thinking of retiring but not sure you have enough superannuation saved to live comfortably? This calculator can help you find out how many years you will be able to live off the equity in your home before it returns to a zero value or protected level.

Mortgage Switching Calculator

This calculator helps determine whether switching to a new loan is the right option for you and it analyses three scenarios (1) not switch, but keep repaying the current loan (2) switch to a new loan and make the minimum repayment or (3) switch to a new loan and keep current and higher repayment if possible.

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